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MOrtgage lending made easy
After 20 years of experience I can tell you that we are still learning. If you aren’t learning then you’re not growing. We strive everyday to figure out ways to make the borrowing experience better for our clients. We aim to do this by providing more lending solutions, better closing costs, and quicker closings.
We are able to achieve this as a mortgage broker with over 200 wholesale lenders at our disposal to meet your specific needs. We are partnered with the largest lenders in the country to provide power and unprecedented speed. We hope to serve your lending needs and as always feel free to reach out directly with questions!
Keith Meredith
— Producing Division President
“
We strive for excellence. That means communicating effectively, serving you with knowledge, and speed.
How It Works
Your Path to Pre-Approval
Four simple steps from your first conversation to keys in hand.
01
Apply Online
Send us your scenario in our 5-minute online application. No phone tag, no office visits required.
02
Get Pre-Approved
We review your file and pre-approve you in 24 hours on weekdays. Real pre-approval letter, not a generic pre-qual.
03
Find Your Home
Shop with confidence. Your real estate agent has your verified pre-approval letter, which makes your offers stronger.
04
Close & Get Keys
Standard close runs 30-45 days. Streamline refis close in 14-21. Sign at the title company. The keys are yours.
Years of Experience
States we Lend in
Licensed Originators
Wholesale Lenders
Mortgage Brokering
What Makes Us Different?
Brokers are better. We have been on the mortgage banking side of the business and it simply has its limitations. On the broker side we are able to give our clients better rates, cheaper closing costs, and more program options.
Brokering also gives us the ability to adopt technology advances quicker than the slow mortgage banks. AI is changing everything. The quicker we can utilize it, the quicker we can be better for you, year after year.
Tech Made easy
You can e-sign disclosures, text us docs, we make it easy. No need to come in.
speed
Fast same day pre-approvals, and industry leading closing times.
Programs
Brokers are better, we have more tools in the tool box to give you the best outcomes.
★ ★ ★ ★ ★
“I went to my bank first and they quoted me a rate. I gave Keith one phone call — he came back the next day with a rate half a point lower and saved us about $150 a month. He explained every option, never pushed, just laid out the math and let us decide. Best mortgage experience I’ve ever had.”
— Sarah & Michael K., Ocala, Florida
Most Popular
Loan Programs
FHA
As little as 3.5% down. Credit scores down to 580. No geographic limits. Competitive rates.
VA
$0 down for veterans and active military. No monthly mortgage insurance. No loan limit.
USDA
$0 down rural development mortgage. Low monthly MI of 0.35%. Income and geographic limits apply.
Manufactured Homes
Singlewides, doublewides, — back to 1976. FHA, VA, USDA, and conventional. Coast to coast in Florida.
Free Resources
Educational Tools & Guides
Everything you need to navigate the mortgage process — written in plain English by a 20-year mortgage broker.
Home Buyer’s Guide
A complete walkthrough of the home buying process — from pre-approval to keys. Free PDF download.
Mortgage Glossary
140+ mortgage terms defined in plain English. Quick reference for FHA, DTI, escrow, jumbo, and the rest.
Documents Needed
Complete checklist of documents needed for a Florida mortgage — by category and by loan type.
Mortgage Tools
Estimate your monthly payment, model rate buydowns, and compare loan programs side-by-side.
Ready When You Are
Get Pre-Approved in 24 Hours
Send us your scenario — purchase price, down payment, FICO, and what kind of property. We’ll match you to the right loan program and tell you exactly what you qualify for. On weekdays we review applications within 24 hours or less.
Email Us
keith@blackrockmortgage.com
Address
1552 E Fort King St, Ocala
Florida, 34471
Call Us
+1 (352)-619-4959