Loan Program Options

Conventional

Conventional financing is a great way to purchase either a primary residence, a second home, or an investment property. You can purchase with as little down as 5% or 3% for first time home buyers.

FHA

FHA financing is a great loan program to use if your score is average to below average. We can help people with credit scores down into the 500’s with FHA financing. However even people with great credit scores still utilize the program.

VA

With your VA entitlement you can purchase a home with no money down. Its a great benefit for those who have served our country. The program offers flexibility on both credit score requirements and debt to income ratios.

USDA

If you live in a rural area the USDA offers a no money down option for people who do not own any other real estate. Often utilized by first time home buyers its a great loan program. You don’t have to be a first time home buyer to use it though!

Jumbo Loans

Getting a jumbo loan can be tricky! As a mortgage brokerage we have options with the top jumbo lenders in the country. We can compete on both rates and closing costs. We have flexible down payments options as well.

Self Employed Loan Programs

You don’t have to use your tax returns to qualify for a mortgage. Today’s lending landscape has multiple options for self employed borrowers. Including using bank statements for income, 1099 loans, profit and loss loans and more.

Investor Loan Products

Are you looking to invest in real estate? We have an endless amount of options. We have debt service coverage ratio loans, pure loan to value products, bank statement options, ground up new construction for investors. The list goes on.

New Construction

Want to build your dream home? Or even a starter home? We have flexible new construction products to allow you to do so. The process can be tedious but we have experts to guide you along the way!

Commercial

We don’t just do residential loans. We can finance commercial properties as well. We can even utilize untraditional sources of income or do a pure loan to value loan. Whether you want cash out on your commercial property or to buy.