As a mortgage broker we work for you.
Level Up Your Mortgage Experience with Black Rock Mortgage
Mortgage wholesale lending and correspondent lending provides us the power to meet the demand of our clients with more financing options, competitive rates, and lower closing costs. On average, consumers save over $9,400 during the life of a loan using independent mortgage brokers. Brokers are better.
Easy and Secure Online Loan App
We make it easy and secure to gather your details and documentation. Use your phone to upload pics of any document upload pdfs.
Teamwork Makes Your Dream Work!
Between your loan originator and loan processor we attempt to make every transaction as smooth and seamless as possible.
Communication is Key!
We pride ourselves on communication. Keeping you and the relative parties informed step by step along the way!
We help real people buy and refinance homes.
How we work as your mortgage broker
Define Your Needs
Are you looking for the absolute lowest rate? The quickest closing? A unique loan program?
Connect
We identify the best lender for your needs, and continue to be your only point of contact.
Maintain
We communicate with you throughout the process and even after! We take a client for life approach at Black Rock Mortgage!
Loan Program Options
With having over 200 wholesale lenders at our disposal it’s impossible to detail every option out there. Suffice it to say there are a lot! We have Conventional options, FHA, VA, USDA, Jumbo loans, loan programs for self employed borrowers, and programs for investors. We have programs for most every property type including manufactured homes, condos, multi unit housing and commercial properties.
Meet Keith Meredith, division President
“I’ve been in the mortgage space since the 2008 mortgage meltdown. Mortgage brokers got decimated, but they learned their lesson. The mortgage banks started taking the bulk of the market share. They got used to fat margins. The tides are shifting and the broker model is proving to be a leaner, meaner, quicker way to help borrowers! We can save you money and provide more options. We help clients with credit scores from 500-800. Brokers are better.”
Our process
Online Loan App
Filling out an online loan application lets us review your basic scenario so we can then offer specific solutions for your needs.
Documentation
To ensure the most thorough pre-approval we would then begin collecting pertinent documentation to calculate your income.
Pre-approval Letter
A pre-approval gives you the confidence to move forward with or refinancing. If you’re refinancing we begin underwriting.
Target the Home
With a pre-approval letter in hand you can begin viewing homes and making offers with your real estate agent.
Under Contract
Now is when we get through underwriting. We order the appraisal (if needed) and clear underwriting conditions.
Consistent Updates
Staying in communication with both the client, real estate agents, and the title company is key to a smooth transaction!
Loan Closing
Our goal is speed and ease. We hate getting real estate extensions. We always aim to close on time or early!
Client for Life
We work for you, not the big banks. Our goal is to continue to serve you and help with all of your future mortgage needs.
Black Rock Mortgage
a division of Coast 2 Coast Mortgage
Company NMLS: 376205
CA 60DBO-139024
93 ½ King Street
St. Augustine, FL 32084
Quick Links
Fax: (888)-979-6574
News & Updates
This website and the content within is not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.